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    Join over 3000+ happy, local customers

    We ended up in a bit of a pickle when we were renovating a property. Hock Your Ride explained everything in lots of detail. They were just overall, excellent.

    Susan McKinlay, Self employed home renovator, Alderley.

    I'm a business owner and was having issues with people not paying on time. Hock Your Ride are good to deal with and was just an easy process. I've used them several times since then and referred other people to them.

    John McKenna, Industrial Refrigeration, Nerang.

    To arrange a time, please give us a phone call on

    Gold Coast07 5532 8808

    Brisbane07 3801 8808

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    apply online using the form above.

    Second Chance Cash Loans Instant Approval
    Bad Credit Ok

    • Get a Second Chance Cash Loan Secured Against a Vehicle You Own!
    • Assets As Collateral Can Be Car, Ute, Bike or Boat for Cash Today!
    • No Credit Checks or Employment Checks!
    • Great News! No Repayments Until Loan Expiry!

    How Much Cash
    Can I Get?

      Your information will never be shared. We guarantee 100% privacy.

      Hock Your Ride Pawnbroker

      How Much Cash
      Can I Get?

        Your information will never be shared. We guarantee 100% privacy.

        Second Chance Cash Loan with Bad Credit

        Have you been rejected for finance before and have a terrible credit history? Then you might want to consider applying for a second chance cash loan. It is a great option for instant cash when you need it fast. Many Australian’s have applied for a second chance at cash and been approved. All you need to do is apply to get started.

        The approval process for second chance bad credit cash loans is similar to that of other loans. Using companies like Hock Your Ride can make the approval process much quicker and easier while granting you the freedom to avoid showing your credit to the lenders, or letting bad credit hold you back from getting the loan you need. The loan is secured against your car so it is essentially a secured car loan.

        Just like any other loan, entering into an agreement for a second chance cash loan will have you paying a set amount of money over a set amount of months. And when that period is over and the money is paid completely, the loan ends. The main difference between second chance cash loans and other types of loans is that the collateral or asset you’ve put down can be repossessed by the lender if the case you default. Just like the bank can foreclose on your property and leave you homeless if you stop paying your home loan, a lender of a collateral loan can show up at your house and take the asset you put down away for good.

        To qualify and get approved for a second chance cash loan, you will need to provide both proof of value and proof of ownership of your assets, usually with a tittle. Although having a good credit history over the past 6 months and a consistent work history will help in your chances of getting approved for a loan, getting loans from places such as Hock Your Ride can help you get the loans you need quickly and easily without having to deal with the credit side of the things.


        What is a second chance cash loan?

        A second chance cash loan is a secured car loan or a collateral car loan.

        Even though the term collateral loan may sound unfamiliar, they are actually very common. Home loans and car loans are some of the most popular types of secured loans, and in both cases, the borrower has secured their loans with a personal asset. Obviously, in the case of home loans and car loans, the asset is either their home or their car and these loans could also increase your net worth.

        A bad credit history shouldn’t stop you from being able to get a cash loan when you need it most. We understand that emergencies do happen and not everyone has spare cash lying around. You might even have been rejected for finance before and just need some cash. Then you might want to consider trying hocking your car in for some quick cash. Even if you are looking for car storage it is cheaper to leave your car here then to store you car in storage.

        Second Chance Finance with Bad Credit History Instant Approval

        Both pawnbrokers and personal credit lenders provide cash loans, but their overall services are not equal. Personal Loans hinge on credit checks, Pay slips  and internal charges while car pawnbrokers provide asset-backed cash loans. The assets can be cars, bikes, boats, machineries, or anything else which has value. Here are the differences between loans from Hock Your Ride, and the ones from Personal Credit Lenders.

        Loans From Hock Your Ride Fast Cash

        • No strikes against your credit or finances
        • No hidden charges.
        • No credit checks, pay slips or bank statements are required
        • Fast processing of pawn cash loans
        • You’ll have your loan and cash in minutes*
        • You can borrow $1000* and $80,000* against
          your asset or even more!

        Loans From Other Lenders

        • You will be harassed by the debt collectors if you default.
        • You’ll have to bear additional fees and charges
        • Pay slips, bank statements are required
        • Getting the loan approved is a very lengthy and tedious process
        • You will need upto 7 days to get approved if you are lucky
        • You can get a loan up to $10,000 at the most.

        Your easy steps to an Instant Second Chance Cash Loan with Bad Credit

        Fast Second Chance Loan for People with Bad Credit or Poor Credit or Umployed

        We will lend up to $90K against your vehicle

        • You need to own a vehicle to pawn it.
        • Your vehicle needs to be free of any finance.
        • Bring your vehicle to our Car Pawn Shop.

         Ownership and ID verification

        • Need 2 x Id: Licence, Medicare or Bank Card.
        • We need car Registration or Sales papers.
        • We will verify ownership and identification.

         Give key and get money!

        • We will value your car & offer you cash loan.
        • Upon offer acceptance –the loan is processed.
        • You will receive Cash and your Car is stored till repaid.


        We Loan Cash Fast Against Your Ride. Contact us Today and Get Your Cash Loan Now!

        Apply Now